Time Certificates
*Interest Rates and APYs are effective 11/17/2011
| **TCD Term | Minimum Balance Required | *Interest Rate | *APY |
| 60 Months*** |
500.00 |
1.65 | 1.66 |
| 48 Months*** |
500.00 |
1.50 | 1.51 |
| 36 Month One Time Bump-Up Special |
500.00 |
1.40 | 1.40 |
| 30 Months*** |
500.00 |
1.15 | 1.15 |
| 24 Months*** |
500.00 |
1.00 | 1.00 |
| 18 Months |
500.00 |
0.75 | 0.75 |
| 12 Months |
1,000.00 |
0.50 | 0.50 |
| 182 Days/6 Months |
2,500.00 |
0.25 | 0.25 |
| 91 Days |
2,500.00 |
0.15 | 0.15 |
| 31 Days |
25,000.00 |
0.10 | 0.10 |
| 31 Days |
10,000.00 |
0.10 | 0.10 |
| 31 Days |
2,500.00 |
0.10 | 0.10 |
| 48 Month Variable IRA |
500.00 |
1.50 | 1.51 |
***"Loyalty Bonus Rate" is available to customers who have DDA/Savings accounts with a Year to Date average balance of $10,000.00 or more. This bonus rate adds 0.25% to the stated rate for qualifying customers and is available on certificate terms of 24 months or greater, excluding specials.
Santa CD
A fun way to save for Christmas is our Santa CD. A minimum opening deposit of $25.00 is required (after 11/15/2011), but then any amount up to a total deposit amount of $2,500.00 may be deposited until 11/15/2012 when the CD will mature. A Christmas check will then be sent to you for the balance and interest earned at 0.75% APY. All interest will be forfeited for early withdrawal.
**Substantial Penalty for early
withdrawal. *APY (Annual Percentage Yield) assumes interest will
remain on deposit until maturity. Deposit terms are subject to change
without notice and some limitations may apply. Broker deposits are not
accepted. Contact us for further information about applicable fees and
terms on deposit accounts. Interest rates & yields are accurate for
the date listed. Member FDIC.
